We have a standard policy that all monthly payments are due on the 1st of the month and this cannot be changed. If for some reason you are unable to make your monthly payment by the 1st of the month, we provide a grace period until the 5th of the month before charging a late fee of $25 and on the 11th, we charge a $50 late fee. If your monthly payment is likely to be later than the 5th, please let us know by calling us at (855) 908-0600 or sending an email to success@upandup.co.